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Anatomy of a Scam with R.O.S.E.

Scam activity continues to rise at an alarming pace. According to the FBI’s 2025 Internet Crime Complaint Center (IC3), Americans reported over 1 million online scam complaints and over $20 billion in losses—a 26% increase from 2024.¹

These scams often target individuals with larger or more complex accounts, making it especially important to stay alert.

To help address this, TFO Family Office Partners has partnered with R.O.S.E. (Resources/Outreach to Safeguard the Elderly), a nonprofit focused on fraud education. We will be sharing fraud awareness resources to help you spot warning signs and better protect yourself from scams.

R.O.S.E. has  created an “Anatomy of a Scam” infographic that shows how most scams follow a similar pattern:

  • Initial contact – an unexpected message, call, or alert
  • A compelling story – urgency or pressure to act quickly
  • A payment request – instructions that seem routine but are not

Scammers often impersonate trusted organizations, create a sense of urgency, and push for quick decisions. Recognizing this pattern can help you pause and avoid costly mistakes.

What you can do:

  • Slow down—urgent requests are a major warning sign
  • Verify requests using a known, trusted contact method
  • Contact a member of your engagement team before sending money or sharing sensitive information

We will continue sharing practical resources and updates to help protect you. Supporting your financial well-being goes beyond managing investments—it includes helping you stay informed and protected from fraud.

To learn more about R.O.S.E., visit: www.roseadvocacy.org

¹ Federal Bureau of Investigation, 2025 Internet Crime Complaint Center (IC3) Annual Report.

Important Information:
This material is for informational purposes only and is intended to help raise awareness of fraud risks. It is not a guarantee against fraud or financial loss. References to third-party organizations, including R.O.S.E., are provided for educational purposes only and do not constitute an endorsement or affiliation unless otherwise stated.

If you receive a suspicious request involving your accounts or personal information, please contact our office directly using a known, trusted phone number before taking any action.

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